Buying a Real State Property Based on Two Possible Scenarios: Cash Payment and Payment by Installments. What’s the Best Option?

The following document presents a mathematical evaluation model applying two possible scenarios for the supposed acquisition of a property through a personal credit, with the purpose of knowing which is more convenient for the buyer: making a cash payment with a discount for prompt payment or making the purchase deferred in equal payments while generating a return through an investment instrument during the same period, thus assessing the results of both scenarios and the benefits that determine the best financial decision for the buyer.